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The process
I will find the right loan for you!
Every client is different and I understand that your financial plan needs to be tailored to your life. To ensure this, I offer a variety of mortgage loan options for home purchase and refinancing needs. From Conventional and Renovation Loans to FHA, VA, and USDA Loans — we have a solution for you at Evolution AI. Are you curious about what your monthly payment would be, or how refinancing could benefit you? Start crunching some numbers using the built-in mortgage calculators below.
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1. Pre-Approval
Getting pre-approved is essential to setting yourself up for a smooth transaction. During the pre-approval process, your Loan Officer will collect documentation and help you find the best loan program for your unique situation.
2. Finding the right home
This is where the fun begins! Time to start looking for a home to call your own! Now that you have been pre-approved, consult with a real estate professional if you haven’t already and discuss your home buying goals.
3. Continue the loan process
Congratulations! You have found a home with a signed sales contract in hand — it’s time to continue the loan process!
4. Appraisal & Inspection
An unbiased inspection of the home will be conducted at this time to assign the home an appraised value.
5. Approval & Closing
If everything is in order, an underwriter will grant a conditional approval for your home loan. After that, you’re ready to sign the paperwork and close on your new home!
6. Home sweet home
Welcome home! Now that everything is finalized — you’re ready to unpack and settle in! Congratulations on this new chapter in your life.
Contact
Loralea, Loan Officer
NMLS 3277
18303 Gridley Rd, Cerritos, CA 90703, USA
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